When can Saxon cancel my homeowners coverage during the policy term?

Generally, your policy can be cancelled for these reasons:

  • Non-payment of premium;
  • Material misrepresentation/Fraud;
  • Conviction of a crime arising out of acts increasing the hazard insured against. (For example, a conviction for illegal storage of fireworks);
  • Discovery of willful or reckless acts or omissions by the insured increasing the hazard insured against. (For example, not getting a gas leak fixed);

Physical changes in the property insured which result in the property becoming uninsurable. (For example, should the home become vacant for more than 60 consecutive days, greater exposure to vandalism and damage is assumed to exist).

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