
Alice Ramos
Articles
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What is Comprehensive Insurance?
Comprehensive Insurance is considered Full coverage. Unlike Third Party which only pays out for the Third Party in the event you are at fault, Comprehensive protects both the First party and the Th...
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What is a Certificate of Insurance?
A certificate of insurance is a document used to provide information on specific insurance coverage. The certificate provides verification of the insurance and usually contains information on types...
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What is an "open policy"?
With Saxon, our "Open Policy"" refers to the following "The Policyholder or any other person driving on the policyholder’s order or permission. Provided the person is between the ages of 25 and 75 ...
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What is a restricted policy?
A restricted policy refer to the policy were only the listed name drivers on the policy are permitted to operate the vehicle.
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What types of coverage are available?
Under auto insurance we offer a range of coverage's. They are broken down into the following: Basic Third Party Insurance Collsion Coverage OTC Coverage (Other Than Collison) Catastrophic Coverage ...
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Can I buy Insurance online?
If you are looking for car insurance, then yes you can go on onto our website (saxon.ky) and go through the step by step process to create your own policy. Feel free to use online chat to help you...
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Why do I need Vehicle Insurance?
Let's break this down into the two categories of vehicle insurance: 1. Damage you cause to another person/vehicle in an accident. This is known as Third Party Insurance and is required by Law. (A...
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What factors influence my Policy Premium?
Saxon uses a scientific risk-based approach to pricing insurance policies. Our goal is to charge a fair premium to different risk segments. Some of the key factors that will affect your auto prem...
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Rental car coverage
Rental car coverage provides you with a rental car if your vehicle is not driveable after an accident or when your vehicle goes to the shop for repairs. You can check to see if you have cover by r...
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Determination of Liability
Initially Saxon will determine liability (which driver is at fault) based on the facts of the accident and the Road Laws. In complicated cases, or where liability is disputable, we will engage an ...